Financing Solutions - Commercial / Industrial Laundries

Western State Design (WSD) has the right solutions to meet your individual requirements. WSD offers many competitive financing solutions for new laundry equipment, laundry expansion, laundry relocation or construction of new facilities.

Most banks, or other funding sources, have limited knowledge of the commercial/industrial laundry business. WSD has developed exclusive sources that will help fund your project. Following are some typical financing options:

Project Financing

Project financing offers solutions for startups. Financing may blend various components of the requirements. Project finance transactions involve single purpose entities where the primary source of repayment is cash flow from the project, supported by one or more project support agreements with third parties. WSD works closely with financial advisors who can assist in putting this type of project financing together for you.

Traditional Bank Financing

WSD has the experience and expertise to review your needs and assist in developing a cash flow analysis that will allow you to reach out to commercial lenders and obtain your funding requirements. WSD will assist you to obtain the best program that meets your demands and allows your business to grow. WSD will assist you with developing cash flow analysis that assure potential lenders that the funding required will meet your program intent.


Capital and Operational leases will be customized to allow graduated flexible payment amounts, extended terms and potentially no down payments. Off-balance leasing offers an excellent solution for many customers.

Bond Financing

Bonds are used to fund the acquisition of land, buildings and/or equipment. The interest rate savings associated with bonds can be significant and terms are beneficials for any borrowers compared to traditional financing. Both tax exempt and taxable bond financing is available.

Vendor Financing

This program allows direct funding to existing customers with credit decisions based upon experience and existing cash flow

Small Business Administration (SBA) Loans

There are many financial strategies that may potentially minimize the initial infusion of cash. It is feasible to extend payment terms to meet your cash flow requirements. It is imperative to obtain financing from pre-approved lenders that understand the laundry industry.

More Details: SBA Loan Programs

EX-IM Financing

Ex–Im Bank assists exporters by guaranteeing term financing to creditworthy international buyers, both private and public sector, for purchases of U.S. goods and services. Goods eligible for Ex-Im Bank financing must be shipped from the United States to an international buyer. These working capital loans, made by commercial lenders and backed by EX-IM bank’s guarantee, provide you with the liquidity to accept new business, grow your international sales and compete more effectively in the international marketplace.

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